在周三政策宣布之前，除了第一次购房者之外很少的人还在购买房地产。
Even before the policy changes announced Wednesday, few people other than first-time home buyers were buying real estate.
根据咨询公司Capital Economics，现在英国第一次购房者平均所需首付款，约相当于平均年收入的90%。
The average deposit needed by a British first-time buyer is now equivalent to 90% of average annual earnings, according to Capital Economics, a consultancy.
在周三新政策出台以后，抵押贷款利率将会对第一次购房者下调0.27个百分点，也就是说五年期公积金贷款年利率为4.59%。
Under the new rules announced Wednesday, mortgage interest rates will be reduced by 0.27 percent for first-time buyers, to 4.59 percent for mortgages of five years or more.
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