我们也用网络和现代交流技术创建了影子银行系统，相对于传统银行体系，一个直到2007年没有任何监管的借贷网络。

We have used the Internet and modern communications technologies to create a shadow-banking system, an unregulated lending network that was, by 2007, as large as the traditional banking system.

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现代商业银行风险管理体系包括：风险控制组织、风险度量技术、风险规避技术、全面风险管理模式。

The risk control system of modern commercial bank covers risk control and organization, risk measurement technique, risk dodge skill, mode of risk management in an all-round way.

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本论文拟从银行贷款角度，运用现代管理理论与技术对该项目进行全面评估，并提出建设性意见与建议。

This thesis is trying to conduct a full evaluation of the project using modern management theory and technique from the bank lending angle, and to provide constructive comment and proposals.

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