完备的信用形式（体系）、发达的信用工具、规范的信用关系和正常的信用秩序以及与之相适应的信用观念和文化是现代信用制度的主要标志。
Main symbol of modern credit system is a complete set of facilities and modernized instruments and a integrated structure of credit system and standardized credit relationship.
完善信用服务、安全认证、网上支付、现代物流等支撑体系建设。
Improve credit services, security, authentication, online payment, such as modern logistics support system.
我国建立个人诚信体系可以扩大内需，防范和化解信用风险、金融风险，促进现代市场信用体系的完善。
In China, the establishment of individual credit system can enlarge domestic demands, prevent and resolve credit risks and financial risks and perfect the construction of modern market credit system.
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