该组织可能放弃一些会溯及既往的、临时的、不透明的决定。
The group could forswear AD hoc, opaque decrees applied retroactively.
但是警告道：如果各家公司更换保险公司，或对条款或保险费用做出巨大调整的话，与现行计划相一致的“溯及既往的祖父保护条款”将不再适用。
but it warned that the grandfathering protection accorded to existing plans will no longer apply if companies switch insurance providers or significantly change the terms or the cost of coverage.
这个问题是不溯及既往，但你的下一个保存后生效。
This fix is not retroactive but will take effect after your next save.
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