用于补偿额外风险，超出标准利率或无风险利率的额外利息费用。

It is used to compensate for extra risk. It is the extra interest charge above the standard or risk-free rate.

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新五年期债券给出了6.2%的年息，高出掉期利率中间价(欧元贷款者信用可靠的标准利率)3.5个百分点。

The new five-year bonds will pay a coupon of 6.2%, a 3.5 percentage-point spread over the “mid-swaps” rate, a yardstick for creditworthy borrowers of EUROs.

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最近的收紧策略或许造成不了什么损害：标准利率太低，以至于无法对更高级别的商业贷款和房屋抵押贷款费用产生什么影响。

A modest tightening might do little harm: the benchmark rate is too low to have much influence on the higher charges levied on business loans and mortgages.

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In the last week the Treasury bill rate on the United States four-week Treasury bill which is the standard 0.2% essentially three month it fell to 0.2%.

上周，美国月国库券的,国库券利率,一般作为标准来看,本质上，在三个月内，跌落到。

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