今年8月份，未偿还贷款总额年度下降5.8%，这是连续第七个月下降。倘若没有旧车换现金的汽车销售计划，下降还会更为迅速。

The total outstanding fell at an annualised rate of 5.8% in August, the seventh straight monthly drop-and the decline would have been steeper but for the cash-for-clunkers car-sales programme.

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被没收抵押贷款总额占未偿还贷款总额的2.04%，这一数据与2007年第三季度的1.69%，以及2006年第四季度的1.19%相比，持续上升。

The total number of mortgages in foreclosure stood at 2.04% of outstanding loans, up from 1.69% in the previous quarter and 1.19% in the fourth quarter of 2006.

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