尽管过去两年中欧洲大国的呆坏账大幅下降，但是仍有不少投资者担心经济不景气，呆坏账会再次回升。
Bad loans in big European countries have been remarkably low over the past two years, yet many investors fret that they will rise in a downturn.
这是因为经济不景气时，绝大多数企业主都宁愿削减广告开支而不愿意减薪，一旦感觉到经济形势有所回升他们就立刻又重新投入这些广告费用。
This is because most managers prefer to trim their ad budgets rather than their payrolls, and restore such spending only once they feel sure that things are looking up.
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