我国没有建立显性的存款保险制度，在比较发达国家存款保险制度的基础上，从主体、职能、对象、标的、限额和费率五个方面提出我国外资银行存款保险制度的构建。

China has not established explicit deposit insurance system. I will study this system from the main body, functions, objects, targets, limits and rates based on the experience of developed countries.

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