然而，可以更确定的是毕业生的债务负担和违约率居高不下。

More certain, however, is that the debt burden and default rates for graduates are particularly high.

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另外，微型金融依靠的是竞相还贷的趋同心理，这也必定让主流银行家们眼红，因为他们要疲于应付日渐增多的抵押贷款违约(表现为日益上升的止赎率[注4]和越来越多的寄钥匙的包裹[注5])，而微型金融的违约率微乎其微。

And microfinance’s reliance on peer pressure for repayment must be the envy of any mainstream banker struggling with rising foreclosures and “jingle mail”; delinquency rates are microscopic.

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可能性更大的是他们会因为担心而干脆卖掉美国公债，直到收益率升至足以抵偿更高的违约风险。

More likely, they could just back away from Treasury bonds until the yields rise enough to compensate them for the higher risk of default.

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