...元，高于危机前2007年的106亿美元；PIK债务（以债还债）超过100亿美元，接近2008年的水平；无抵押担保贷款（covenant-lite loan）急剧增加，达到2500亿美元，占到全部新增公司贷款的60%，2012年还只有600亿美元。
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问题不仅在于数目超过了银行发放私人贷款的最高限额，而且既无担保，又无抵押。
Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without endorsement or security.
能借贷担保无抵押贷款，你需要做的是证明您的就业状况。
To be able to borrow a guaranteed unsecured loan, all you need to do is prove your employment status.
问题不仅在于数目超过了银行发放私人贷款的最高限额，而且既无担保，又无抵押。
Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without indorsement or security.
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