想象一下，有个淘金者，在矿山中很努力地工作，但只是发现他挖出的矿石都是毫无价值的。

Imagine a gold digger who has made considerable efforts in a mine, only to find that the mine ore is worthless.

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首先，这些金融机构必须保持将贷款发放给无价值的借款者，以保持国家现时的扩张不偏离轨道。

First, these financial institutions have to keep lending to unworthy borrowers to keep the country's current expansion on track.

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然而用原价而不是市价给资产定价的话，银行就会受到误导——而对于投资者来说——那些无价值的资产就是黄金。

Yet when assets were booked at their original price, rather than the market one, banks could delude themselves—and investors—that dross was gold.

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