2007年，公司从西联银行(Western Alliance Bancorp)获得资金支持后正式开展业务，作为行业新丁，公司始终秉持着三个重要信条：保持贷款利率稳定、取消手续费和严格评估潜在客户的风险。

Started in 2007 with funding from Western Alliance Bancorp (WAL), the fledgling firm has three key tenets: keep rates steady, eliminate fees, and rigorously evaluate the risk of potential customers.

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