我国银行不良资产的产生有政策性因素，也有企业方面的原因，还有银行自身管理方面的原因。
The enterprises, the management of the banks themselves as well as the policies of the government should be held responsible for bad-assets in commercial banks.
目的探索各种疾病医疗费用的影响因素，为沧州市制定单病种费用标准提供政策性依据。
Objective To explore affecting factors of medical expenses, and give Cangzhou City municipal govermment some policy evidences to develop DRGS.
如遇政策性调价及人力不可抗拒的因素所增加的费用，均由客人自己承担。
Policy and price adjustment in case of force majeure factors, increased costs, by the guests themselves.
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