因此，有时其他的援助方式更有效。
This suggests that sometimes other kinds of aid are more effective than just plain money.
首先我们要讨论金融援助的另外一种形式：补助金，这种金融援助方式不同于贷款，无需偿还。
But first we talk about financial aid of another kind: grants. A grant, unlike a loan, does not have to be repaid.
认真分析我国高等学校经济困难生问题形成的主要原因，由此制定相应的援助方式并形成有效的援助体系具有重要的现实意义。
It is more important to make correspondent help ways, to form effective help system, by analysing the reason why poor students in universities have been.
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