宠物保险是指投保人根据合同约定，向保险的宠物支付保险费， 保险人对于合同约定的可能发生的事故因其发生所造成的宠物伤害或丢失，或者当被保险的宠物死亡、伤残、疾病或者达到合同约定的年龄、期限时承担给付保险金责任的商业保险行为。
预付的宠物保险费也能保证宠物们得到照料。
Prepaid pet insurance is yet another way to help make sure your animal will be cared for.
举个典型的例子，向开始买猫砂的人推销宠物保险是值得一试的；
To give an obvious example, it would be worth offering pet insurance to someone who has started buying kitty-litter.
前两类机构提供的狗寿命可能更长，因为犬舍俱乐部的成员和买了宠物保险的主人可能会花更多钱来延长爱犬寿命。
The first two may be biased toward longer-living dogs, because owners who belong to clubs and buy insurance may spend more to prolong their pets' lives.
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