建立存款保险制度，健全金融机构风险处置机制。
We will establish a deposit insurance system and improve the risk disposal mechanism of financial institutions.
主要论述了存款保险制度的主要功能、挤兑问题理论、存款保险的道德风险与逆向选择、存款保险制度的合理性问题及存款保险制度的理论模式。
It mainly discusses the main function of deposit insurance system. deposit run theory. Moral hazard and adverse selection. reasonability and theory model of deposit insurance system.
银行业必须高负债经营的特殊性决定了银行业先天的高风险性，也促使了存款保险制度的诞生。
The peculiarity of bank business determines its inherent high risk, and impels the birth of deposit insurance system.
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