其中最有竞争力的是国家退休基金储蓄银行（下文称BTPN），它被私募公司德克萨斯太平洋集团收购，之后于2008年进入小额信贷市场。
Among the keenest of them is Bank Tabungan Pensiunan Nasional (BTPN), which entered the market in 2008 after a buy-out by Texas Pacific Group, a private-equity firm.
由于2000年他把基本国家养老金提高了一点，并由于三年前他取消了私人退休基金享有的减税政策，许多人至今还未原谅他。
Many have not forgiven him for a paltry increase in the basic state pension in 2000, or for removing a tax relief enjoyed by private pension funds three years earlier.
几乎半数美国家庭以共同基金的形式持有股票和债券，而其中的多数有关系到他们的退休计划。
Almost half of us households own stocks and bonds in the form of mutual funds, most of those through retirement plans.
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