...还是会对类似于我这样缺乏金融 >>阅读全文 2009-05-22 固定利率按揭贷款 固定利率按揭贷款（Fixed Rate Mortgage， FRM）就是个人与银行在签订贷款合同时， >>阅读全文 2009-05-03 浮动利率或利率可调..
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年期固定利率按揭贷款 FRM ; FIXED-RATE MORTGAGE
首先爱尔兰和西班牙的房价是整个欧元区高估最严重的；其次，雪上加霜的是，大部分按揭贷款都以可变利率维系，而其他地区，按揭利率大多都是固定不变的。
In Ireland and Spain home prices are the most overvalued in the zone; worse, the bulk of mortgages are at variable rates. Elsewhere, most mortgage rates are fixed.
尽管可变按揭利率的浮动很小(据加拿大央行规定，只有1.75%)，贷款者必须符合贷款资格标准才能获得五年固定利率按揭的资格。
And even though variable mortgage rates are low (just 1.75%, according to the Bank of Canada), borrowers must meet the creditworthiness standards required for a five-year, fixed-rate mortgage.
这是建议，借款人应始终选择固定利率的按揭贷款。
It is recommended that a borrower should always opt for fixed rate mortgage loans.
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