商人、制造商、经纪人或零售商如果给客户的支付留出了一定的时间，实际上就是在向客户提供信贷。
Every merchant, manufacturer, broker, or tradesman who gives a customer time to pay is really loaning his customer the money.
一个商人走进纽约一家银行询问信贷员。
A businessman walked into a New York City bank and asked for the loan officer.
一个商人走进旧金山一家银行里咨询信贷人员。
A businessman walks into a bank in San Francisco and asks for the loan officer.
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