商业保险机构、医院、病人(投保人)三方具有目标的一致性，既相互依存又相互制约。

The goals are same for commercial insurance company, hospital and patient. They dependent on each other and restrain each other.

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基于公私合作模式，引入市场机制，鼓励商业保险机构参与到医疗保障体系中成为一种可行的方法。

Based on PPP mode, introducing the market mechanism and encouraging the commercial insurance companies to take part in the medical security system become a feasible way.

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