我们经常定期评估信用卡贷款的风险和成本。

We constantly evaluate the risks and costs of funding credit-card loans.

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对消费者的压榨已经出现在一些区域了，像是车贷和信用卡贷款。

The squeeze on consumers is already visible in areas such as car loans and credit-card debts.

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但是，消费者有违于银行的希望，对于信用卡贷款、抵押贷款的需求持续疲软，尚无反弹迹象。

But demand for loans from consumers is weak, especially in areas such as credit CARDS and mortgages, although Banks hope that these will soon start to rebound.

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