此举也有些负面影响，如提高现金薪水来弥补分红限制， 或者鼓励银行用一些创造性的合法技巧来迁移一些确定的业务到海外（offshore）。
The move could have some perverse effects, like raising cash salaries to get around bonus restrictions, or encouraging banks to use creative legal techniques to move certain businesses offshore.
这些规则被分红两个主要部门：程序和业务。
The rules are split into two major divisions: procedural and operational.
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