这将进一步降低商业银行的净息差收窄。
This will further reduce the commercial Banks net interest margin.
中信建投证券驻上海分析师佘闵华说，净息差和资产质量是银行重要的业绩增长动力；
'Net interest margin and asset quality are the key drivers for banks, ' said She Minhua, a Shanghai-based analyst at China Securities Co.
该业务的利润率非常高：巴西银行消费信贷的净息差约为16%，而工商企业与农业企业贷款的息差则约为6%。
This is highly profitable business: Banco do Brasil's net interest margin on consumer lending is about 16 per cent, compared with about 6 per cent on business and agribusiness lending.
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