...SA)和利率敏感性负债 (ISL)之间的差额,即 ISG=ISA-ISL 在存贷款利率变动一致的情况下银行净利息收入(Net Interest Revenue, NIR)的变化为 NIR=ISG R 当利率敏感性资产大于利率敏感性负债时即ISG>0 时,称缺口为...
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As to bank of china, it has the same importance, Because the change of interest rate will affect its net interest income and market value of owner’s equity.
利率的变化将会影响到其净利息收入,同时还会影响到其净资产市场价值,而目前中国银行的利率风险管理工作尚处于起步阶段,在实际工作中尚存在着不少的问题。
参考来源 - 中国银行利率风险管理问题研究·2,447,543篇论文数据,部分数据来源于NoteExpress
资产更多的配置到贷款以及负债更少的配置到同业负债的银行净利息收入增速高于同业。
Banks with more asset allocated for loans and less allocated for interbank borrowings see a higher growth rate of net interest income.
二季度净利息收入水平下降12%至73.8亿欧元,净贷款损失上升2.7%至24.8亿欧元。
Net interest income at the group level climbed 12 percent to 7.38 billion euros, while net loan-loss provisions rose 2.7 percent to 2.48 billion euros.
利率的变动通过影响银行的净利息收入和其他一些利率敏感性收益和经营费用,最终影响到银行的收益。
With influencing the bank's net interest income and some other interest - Sensitive income and managing income, the interest rate changes ultimately influence the bank's income.
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