随着气候变化愈加频繁，越来越多的农业企业将面临意外天气变化带来的风险。
With climate change in full swing, more and more agricultural businesses are at risk for unpredictable weather conditions.
近年来出现的天气指数保险代表了农业保险的新进展，它减少了农业保险中的信息不对称，从而在一定程度上克服了逆向选择和道德风险。
Weather index insurance presents a new stage of agricultural insurance. Weather index insurance reduces the information asymmetry to overcome adverse selection and moral hazard in some way.
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