您可以只用您自己的名字开立帐户，也可以与您的妻子开立共同帐户。
You may open an account in your name only, or a joint account with your wife.
如果你的名字继续出现在你与你前配偶的共同帐户上，你就有责任偿还债务。
If you allow your name to remain on joint accounts with your ex-spouse, you are also responsible for the bills.
如果你和你的配偶仍然共同拥有一个帐户那么你就有责任去偿还债务。
As far as the creditor is concerned, however, both you and your spouse remain responsible if the joint accounts remain open.
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