... prime mortgage rate(贷款优惠利率) financial conditions of borrowers(借款人的财务状况) property market(房地产市场) ...
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欧洲开始出现”克莱”贷款(注1)，在这样的安排下，其贷款人在借款人财务状况恶化时没有什么保障。
And Europe is now seeing the introduction of “covenant-lite” loans, which offer little protection to lenders if the borrower's financial position deteriorates.
次级贷款的发放对象是信用历史、财务状况较差的借款人，2006年美国新发放的抵押贷款约有20%属于此类型。
Representing about 20 percent of new mortgages in 2006, subprime loans go to weaker borrowers with shakier credit histories.
无抵押贷款建立在借款人的品行正直、财务状况、预期收益和还款记录的基础之上。
Unsecured loans are based on the borrower's integrity, financial condition, expected future income, and past record of repayment.
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