构建基于“5c”的企业信用标准化评价体系是对信用标准化的有益尝试。
It is an instructive attempt to establish credit standardization evaluation system based on "5c".
计算机技术使债权人可以使用标准化的信用评分方法；来自证券化的风险分摊，也使得向资信较差的借款人授信变得更安全。
Computers enabled lenders to use standardised credit scores, and the risk-spreading from securitisation made it safer to lend to less creditworthy borrowers.
因此从多方面来讲，信用衍生产品难以做到成为交易商品所必需的标准化。
Thus, in many cases, they might be resistant to the sort of standardisation that is necessary for exchange trading.
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