瑕疵担保责任制度一直被认为是大陆法系民法中体现公平与交易信用的一项古老制度。
The system of buyer guarantee liability about blemish has been deemed to be a system that embodies fair transaction and good faith in civil law of the continent law system.
本文在借鉴国际经验基础上，力求为我国信用担保体系的制度设计在风险与覆盖面之间找到一个较好结点，提出了相关政策建议。
Based on international experience, the author makes suggestion in order to strike an appropriate balance between risks and coverage in designing credit security system in China.
住房抵押贷款风险的防范和控制是一个系统工程，本文尝试从个人信用征信制度、担保制度、保险制度和住房抵押贷款证券化四个方面进行探讨。
This thesis intends to discuss this problem systematically from the following four aspects: individual credit reporting system, security system, insurance system and mortgage-backed securitization.
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