保险利益原则是保险制度的基石，贯穿于保险合同的成立、转让和履行过程中。
The principle of insurable interest is an institutional sill in insurance, piercing through the establishment, the transfer and the fulfillment of insurance contract.
财产保险合同的成立要件、生效原因、终止时间与其他合同比较有明显的特殊性。
Compared to other kind of contracts, the components, the reasons it goes into effect, as well as its duration all has an obvious character.
人身保险合同的成立是指人身保险合同的当事人对保险合同的主要条款达成意思表示一致。
The formation of personal insurance contract refers to both the clients reaching an agreement on the main provisions of insurance contract.
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