保函兑付方式通常都是采用见索即付保函形式，即指受益人只要提交了与保函中的约定相符的索赔文件，担保人即应付款。
In most cases payment by demand guarantee is adopted, in which the guarantor should immediately pay the beneficiary upon provision of claim documents as stipulated in the L/G.
尤其必须明确的是，在商品房买卖合同中，除了开发商采用保留所有权的担保形式，其他交易方式包括一次性付款、按揭等等都应采用物主负担风险原则。
It is especially clear and definite that in the business contract, other business patterns including the lump-sun payment, the instalment payment and so on employ the principle …
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