当今年理财顾问和退休金计划的结算单终于出现在门口的垫子上时，大部分人都不会希望知道里面的内容是什么。

When this year's statement from the financial adviser or pension plan lands on the doormat, many people will not want to know the bad news.

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你也许是这种人你真正享受从每一个角度研究每一项财务决定。你的朋友和家人都找你做顾问。简而言之你不需要一个讨厌的理财规划师。

You may be the type that actually enjoys researching all the angles of every financial decision. Your friends and family all look to you for advice.

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纽约理财顾问斯泰西·弗朗西斯(Stacy Francis)说，找合伙人“要像找老公一样。”

But pick a partner 'similar to the way you choose a husband,' advises Stacy Francis, a financial adviser in New York.

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