提高保险监管效率的对策探讨_金融证券 关键词：保险监管效率；内部控制；亲周期；逆周期监管 [gap=580]Key Words：efficiency of insurance supervision，internal control，procyclicality，counter-cyclical
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度亲周期性 excessive procyclicality
excess capital channel. This channel would mitigate procyclicality if bank decided or regulation capital required more excess capital when economic prosperity.
超额资本储备渠道,也与资本充足率的分子有关,若银行决定或监管要求在经济繁荣时期少持有超额资本,则此渠道将增强亲周期效应;反之,则削弱。
参考来源 - 我国银行资本充足率监管亲周期效应研究·2,447,543篇论文数据，部分数据来源于NoteExpress
并且这些缺点导致商业银行亲周期性的重要原因，而银行的亲周期性又会加剧宏观经济的周期性波动，威胁金融体系的稳定。
These shortages cause the bank procyclicality which will enhance the macroeconomic fluctuation and have an influence on the financial system stability.
周期注水是开发灰岩储层低渗透基质中原油的一种有效方法，但对于亲油储层效果较差。
The cyclic water-flooding method is effective for development of oil in low-permeability matrix of limestone reservoir and unsuitable for the oil-wet reservoir.
这类自我互补的两亲寡肽含50%的带电残基，并且以交替的离子亲水性和不带电的氨基酸残基周期性重复为特征；
These self-complementary peptides contain 50% charged amino acid residues, and are characterized by periodical repeats of alternating ionic hydrophilic and uncharged hydrophobic residuals.
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