... large consumer durables loan 大额耐用消费品贷款 personal housing loan 个人住房贷款 loan for refurbishing house 房屋装修贷款 ...
基于108个网页-相关网页
... house refurbishing loan. 房屋装修贷款 individual housing loans 个人住房贷款 housing loans on own account 自营性住房贷款 ...
基于28个网页-相关网页
个人住房贷款 individual housing loans; the personal housing loan 个人商业用房贷款 individual business house loan ..
基于2个网页-相关网页
自营性个人住房贷款 housing loans on own account
个人住房担保贷款 collateral loanfor private housing ; collateral loan for private housing
个人住房组合贷款 individual combined housing loans
个人住房抵押贷款 personal housing mortgage loan ; Residential mortgage loan
个人住房按揭贷款 personal housing mortgage loans
个人住房消费贷款 Individual Consumer Housing Loans
个人住房抵押贷款保险 residential mortgage loan insurance
个人住房公积金贷款 Personal Housing Accumulation Fund Loan
在个人住房贷款市场上，中国建设银行占有一定的优势。
Individual housing loans in the market, the China Construction Bank has certain advantages.
我们提供的个人住房贷款，或按揭，月息是0.42%。
We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.
个人住房贷款分为自营性住房贷款、委托住房贷款和组合贷款。
Housing loans are divided into housing loans on own account, housing loans on authorization and combined loans.
个人住房贷款是指银行向借款人发放的用于购买自用普通住房的贷款。借款人申请个人住房贷款时必须提供担保。 个人住房贷款业务是商业银行的主要资产业务之一。他是指商业银行向借款人开放的，用于借款人购买首次交易的住房（即房地产开发商或其他合格开发主体开发建设后销售给个人的住房）的贷款。 （1）个人住房委托贷款全称是个人住房担保委托贷款，它是指住房资金管理中心运用住房公积金委托商业性银行发放的个人住房贷款。住房公积金贷款是政策性的个人住房贷款，一方面是它的利率低；另一方面主要是为中低收入的公积金缴存职工提供这种贷款。但是由于住房公积金贷款和商业贷款的利息相差1%有余，因而无论是投资者还是购房自住的老百姓都比较偏向于选择住房公积金贷款购买住房。 （2）个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业性个人住房贷款，个人住房担保贷款。 （3）个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和自营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。
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