不可保风险是指属于该类风险的人有极高的死亡概率，以致承保人无法按照正常的大数法则分散风险，只能拒保的风险。
根据评价结果得出了可保风险及不可保风险作为保险条款制定的重要依据。
The appraisal results helped to categorize these risks into insurable risks and uninsurable risks, which was key for designing the TMALL liability insurance plan and policy clauses.
随着人们对传统“不可保”风险的保险需求的加大，“非传统风险转移”市场即ART应运而生。
Increasing demands for insurance of traditionally uninsurable risks triggered the advent of "alternative risk transfer" (ART).
巨灾风险的可保性与可负担性，是保险在巨灾风险管理框架与机制中发挥作用并不可回避的重要前提。
Insurability and affordability is an important prerequisite of the role of insurance in catastrophe risk management framework that cannot be avoided.
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