一种周期性付款到期前不足摊还面额的贷款，所以称作“气球”的本金额到期时需要一次付清。
A note calling for periodic payments which are insufficient to fully amortize the face amount of the note prior to maturity, so that a principal sum known as a "balloon" is due at maturity.
一种到一定日期前支付一系列小金额周期性付款，然后应付额剧升或要求一次付清的贷款。
A loan which is repaid by a series of small, periodic payments until a given date, when either the balance comes due in a single, large payment or the amount of the payments rises significantly.
于是，美国人买车买房很少一次付清，大多都是贷款买车。
Thus, the Americans paid a little car purchases, mostly car loans.
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