What better time than the holidays to look at how consumers — in the U.S. and around the world — spend their discretionary dollars (as opposed to outlays on necessities like food and housing).

没有哪个时候能比假期更适合研究美国和世界各地消费者的非必需品(与食品和住房等必需品相反)消费情况。

youdao

Now it's time to set up another automatic transfer: Move 10 percent of your remaining discretionary income out of your checking account and into a savings account the day your paycheck clears.

现在是时候建立另一个自动转账了：在领薪水那天，把剩余收入的10%从你的账户里转到存款账户中。

youdao

Especially in terms of primary and secondary students, the implementation of quality education and "Burden reduction", has given them a lot of discretionary leisure time.

特别是对于中小学生而言，素质教育的开展，“减负”的实施，更是给了他们大量的可自由支配的闲暇时间。

youdao

Anything below a 90 will merit restrictions on discretionary computer time, including a girl losing the privilege of working in her bedroom.

WSJ: Kids and Computer Games: Keeping the Right Balance

Health care and consumer staples are starting to blip on Callahan's radar, but he bets that there will be more money to be wrung out of consumer discretionary before the time is right to switch to those other sectors.

FORBES: Taming the Sector Beast

Despite an ever-increasing number of accomplished female athletes, and despite the legion of female sports fans with both discretionary income and leisure time, women have yet to be regularly recognized as valued consumers, as valued as the men targeted by unimaginative, sexist campaigns.

FORBES: Women And Sports: Swimsuit Models And Racing Queens