Take this scenario: If the insured hits another vehicle and his own vehicle's damage is $6,000 and the third party's damage is $8,000, the excess of $500 shall only apply to his own damage.

把这情景：如果被保险人打另一辆车和自己的车辆的伤害是6000美元和第三方的伤害是8000美元，超过$500只适用于自己的伤害。

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Such damage could occur under a scenario in which sea levels rise 6 feet or a 3-foot rise in tandem with a powerful coastal storm, according to the map produced by Rutgers University researchers.

WSJ: Map Plots Rising Seas Street by Jersey Street

On the other hand, an oil spill at a terminal along the pristine British Columbian coast - a scenario cited by opponents of the Northern Gateway project - would damage the employment prospects of local people in fishing and tourism.

BBC: Is Keystone a Touchstone?

There will need to be stockpiles of fuel, generators, and alternative communication methods, since a worst-case scenario might include not only an eruption but also quakes and subsequent damage that could severely disrupt TV, Internet, radio, etc and hamper relief efforts in many ways.

FORBES: What Can Be Done To Mitigate The Effects Of The Looming Mt. Fuji Eruption?