The customer in front of you has brought 20 items to a 12 item express lane, a price check is needed and no one is around to do it, the computer system goes down, etc.

排在你前面的顾客买了20样东西，却排在12件以下快速结账的队伍里； 有件商品的价格需要确认，却没有人理会； 或者结账的电脑突然坏了。

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No credit checks are needed and, once the item is valued and a rate of interest agreed, the customer can leave with the money.

典当人不必须经过信用检查，只是需交易双方就典当品价值和利息达成一致，典当人既可换得现金。

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