The fast growth of personal credit consumption requests the bank to have perfect credit risk management system.

个人信贷消费的快速增长要求商业银行具有较为完备的信用风险管理体系。

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SINOTRUST assists clients to establish credit risk management system with continuously management guidance and training program.

新华信帮助客户建立信用风险管理体系，为客户提供持续的管理建议和人员培训。

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Due to all kinds of reasons, the loans credit risk management system exists many defects in the above mentioned Banks, they are affected obviously to the loans credit risk against with control.

由于种种原因，我国国有商业银行贷款信用风险管理制度存在着诸多缺陷，明显影响了银行对贷款信用风险的防范和控制。

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For instance, one European bank that operates in several countries has implemented a credit risk management system that enables it to use analytics to improve the pricing of its credit products.

FORBES: Risk Management Comes of Age