The trend was upwards for much of this decade, except for the period when the credit crunch was biting hardest.

近十年的大多数时间里，这一趋势是向上的，除了信用紧缩最为严重的时期之外。

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Although it prevented an acute credit crunch and a devastating sequence of banking collapses, instead there is an extended period of minimal growth in credit provision - which makes it very hard for the eurozone to climb out of recession.

BBC: Lloyds almost off addiction to taxpayer loans