The credit card business is down, and more borrowers are defaulting on loans.

信用卡生意正在走下坡路，更多的借贷人不履行还贷责任。

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And they'd work to build up investment banking activities ranging from underwriting stock and bond offerings to selling packages of securitized mortgages, credit card receipts and car loans.

他们也从事投行业务，从包销股票、债券发行、一揽子的证券化资产、信用卡收据以及汽车质押贷款等。

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He said reports on bank lending show significant declines in consumer loans, including credit card loans, and commercial and industrial loans.

他表示，有关银行贷款的报告显示出消费者贷款出现大幅度下降，其中包括信用卡贷款；商业和工业贷款也有所减少。

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He says the combination of credit card debt and big student loans is burying young people in debt and driving many of them to bankruptcy.

VOA: special.2009.04.10

In addition, the Federal Reserve and the Treasury have jointly announced a facility that will lend against AAA-rated asset-backed securities collateralized by student loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration.

FORBES: The Crisis and the Policy Response

Furthermore, home equity has evaporated (see chart 6 ) and tight lending standards on credit card and other loans prevail.

FORBES: The Chances Of A Double Dip

For some people in the lower classes, they often try to become credit card experts and loans become a way to compensate for painfully low incomes.

FORBES: Do We Take Debt Seriously Enough?