The term of active service for a volunteer shall, counting from the day when he changes to a volunteer, be no less than three years but generally not more than thirty years, up to the age of 55.

志愿兵服现役的期限，从改为志愿兵之日算起，至少三年，一般不超过三十年，年龄不超过五十五岁。

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Authorities allege the ratings agency consciously understated the risks in mortgage-backed securities in the years leading up to the financial crisis, defrauding buyers of such securities counting on an accurate opinion.

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