Establish the idea of fund's time value, work hard to lower the cost of funds raising, dispose the funds scientifically and improve the efficiency of funds.

三是要树立资金时间价值观念，努力降低筹资成本，科学配置资金，提高资金使用效率。

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At the same time, interest rates in the US are currently near record lows - helping drive down cost of raising funds for companies.

BBC: Apple taps markets for record $17bn funding

Lloyds acknowledged that it needed to introduce a higher SVR to make more money from its mortgage lending, as the cost of raising mortgage funds had become considerably more expensive and is no longer linked purely to the Bank of England's bank rate.

BBC: Lloyds raises standard mortgage rate for new borrowers