Next in line, a hit of about 1 per cent might be expected from higher deposit insurance costs and the raft of consumer protection measures, for example on interchange and credit card fees.

此外，存款保险成本 的提高，加之大量消费者保护措施（例如互换费和信用卡费），可能还会导致收益下降约 1%。

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And its businesses will include the distribution of water and electricity, as well as construction, metal refining, insurance, television, chemicals, property and consumer credit.

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Morgan's line of credit "offers consumer financing for medical needs and health-care needs that may not be covered by insurance, " spokesman Steve O'Halloran says.

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