But analysts say the growth in problem prime loans could signal trouble for the much larger "conforming" prime loan market.

但分析师指出，优质贷款中问题贷款比例的增加，可能暗示着规模大得多的“合规”优质贷款市场即将出现麻烦。

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Mortgage interest rates on jumbos are about 1.5% higher now than for regular conforming loans.

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The panic has sent long-term rates tumbling again: The rate on 30-year conforming loans is down to 5.07%, according to Bankrate.

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Jumbo loans, as they're known, are scarce and being offered a full interest point higher than conforming mortgages, according to MonitorBankRates.com, an online personal finance journal.

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