ICICI'schief executive, ChandaKochhar, says that aftertwoyears of building more branches to suck in stickydeposits, the bank is "inahappysituation" andready tostartincreasingcredit again.
At the top rung Kamath has groomed lieutenants such as Chatterjee and joint managing director and CFO ChandaKochhar to contend for leadership of the bank if Kamath retires when his contract expires in 2009.