Many banks have been reluctant to loan money because they are unsure if they will need their cash reserves to cover the cost of billions of dollars in questionable loans, which are frequently referred to as toxic assets.
VOA: standard.2009.03.23
If you believed that you were onto something big and you were sick and tired of Wall Street analysts saying you would never raise the cash you need to go forward and that your stock was worthless, might you consider combining your cash rich activities with your cash poor ones?