With an interest-only structure in the first year and a fully amortizing second year, the loan payback schedule is designed to match the cash-flow profile of growth investments.

这种贷款第一年只偿还利息，第二年采用完全摊销的模式，其偿还时间的设置满足了成长型企业的现金流需求。

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This holistic strategy has enhanced both our margin profile and cash flow generation.

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E-Trade will have to continue to work to improve its credit profile and weather losses and negative cash flow.

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