韩国则是由于资产证券化监管法规不健全，导致发卡机构（Card Issuer）大肆利用资产证券化进行监管资本套利，以达到信用卡市场份额扩张的目的，最终酿成了较大规模的金融危机。
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coachee » 训练对象 card issuer » 发卡银行 whose name is subscribed to the certificate of the proof of acknowledgment of the annexed instrument and thereon written...
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The first and third are used by the bank or card issuer.
银行或发卡机构使用第一个和第三个。
When a purchase is made, the credit card user agrees to pay the card issuer.
当刷卡消费后，信用卡持卡人愿意付报酬给信用卡发行机构。
Of course, the card issuer doesn't necessarily have to eat that fee, because they know you will!
当然，发卡行也不是会承担这笔费用的，因为他们知道你会承担的。
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